If you are experiencing bad faith practices from your insurance company after an injury or accident, the attorneys at the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. are here to help get you the compensation you deserve. People rely on insurance companies to have their back after an accident, injury, or medical procedure by covering their end of the bill as per the policy agreement. Bad faith insurance practices occur when a company denies your claim without justification, ignores or delays your claim for too long, or acts in another way that violates the terms of your policy.
You have already suffered an injury, which likely put a financial strain on you and your family, and do not need any trouble from your insurance company. At the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd., we will help you understand all of your legal rights. Our Fall River insurance bad faith lawyers are dedicated to fighting for fair insurance practices. Contact us today at (401) 751-8855 or online for a free initial consultation to discuss the details of your case with a legal professional.
Do I Need a Bad Faith Insurance Lawyer?
Insurance companies can, unfortunately, take advantage of their clients. The process of filing claims is often long and daunting with difficult insurance companies. This is something you want to avoid, particularly when you need to cover expenses while recovering from an injury. Bad faith insurance practices often result in the insured person being left in the dark about what’s actually going on. Insurance companies may continue delaying claims or deny them altogether with minimal explanation.
When an insurance company knows you have a lawyer on your side who is ready to fight for your claim to be taken seriously, the pressure increases. A knowledgeable lawyer will work to ensure that you get fair treatment with minimal effort on your part. You can rest easy and trust that your lawyer has got your back when your insurance company doesn’t. A lawyer will help you find out exactly what went wrong with your claim and work to rectify and speed up the compensation process. Bad faith insurance attorneys will help you get answers and, most importantly, get you the money you are entitled to.
Why Choose the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. To Handle My Case?
For over 50 years the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. has been helping the Fall Creek community with insurance cases. We have dealt with many bad faith insurance companies in our practice. Our legal team is confident in our ability to work with you and your insurance company to investigate the current roadblocks in receiving compensation. At the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd., our first priority, unlike your insurance company, is you. We work tirelessly to ensure that your insurance company treats you fairly.
We’re a family firm, and we are proud of the relationships we have formed with our clients in the Fall River community. We value hard work and open communication so that you are kept consistently updated while we’re fighting for your legal rights. This focus on clients has won our firm numerous awards and accolades throughout the years, as well as many huge settlements and verdicts.
What is Bad Faith Insurance?
When an insurance company acts in good faith, they try their best to find ways to accept your claim and pay the fair amount in a timely manner. Bad faith insurance companies attempt to save money by disproving or diminishing your claim, delaying payments, or unfairly denying your claim without good reason. Under Massachusetts law, causes of action for bad faith include the following:
- Untimely payments
- Denial of claims without a fair investigation
- Unfair business practices
- Failure to properly handle complaints
- Unfair discrimination
Insurance companies know that most of their clients will not understand the insurance claim process. If they are practicing in bad faith, they might try to use any of the following tactics in unfair claim settlements:
- Not having a reasonable standard timeline for insurance claim investigation, or not adhering to that timeline
- Misrepresenting important facts or provisions related to your coverage in your insurance policy
- Refusal to pay claims without agreeing to a reasonable and fair investigation of the available facts
- Failing to extend or go deeper into investigations in which liability is clearly evident
- Failing to give an explanation in a timely and reasonable manner when a claim is denied or delayed
- Forcing clients to file a lawsuit if they want to attempt to recover payments they did not receive from the insurance company
There can be severe financial penalties for insurance companies who are found to be practicing in bad faith. They can face significant liability or even be found to be responsible for all damages in your claim, even if it falls over your policy limit. Some penalties include:
- Monetary damages
- Attorney fees
- Injunctive relief
- Loss of business license
When you experience a delay in the progress of your claim or think that an insurance company is acting in bad faith, it’s always a good idea to consult a lawyer instead of trying to prove bad faith practices on your own. There is a fine line between intense negotiation or deliberating on the part of the insurance company and actual bad faith missteps. The experienced attorneys at the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. have the knowledge and resources to make a full investigation of your insurance company’s procedures.
Contact a Lawyer Today
You should not have to prolong suffering from an injury or accident by waiting for months for a response from your insurance company only to receive a denied claim. You should be able to trust your insurance company to uphold their end of the policy. If they act in bad faith, however, the Fall River attorneys from the Law Offices of Ronald J. Resmini, Accident & Injury Lawyers, Ltd. is here to help you understand and fight for your legal rights. Don’t hesitate to contact us with your insurance frustrations today. For a free and confidential initial consultation, call (401) 751-8855 or contact us online.
